Legalise unfettered contracts
The Law Commission is reviewing the Credit (Repossession) Act 1997.
The questions posed by the Law Commission are wrong. They are asking how the government should regulate lending contracts, while presuming government should regulate lending contracts.
The problem is that the government presumes the authority to dictate the terms of contracts that can be made between adults.
This error of “civil servants” is everywhere that is why I say… those that should be our servants presume to be our masters.